Patricia White - Danvers MA Real Estate including Middleton,Topsfield,Beverly,Lynnfield, and Peadody


For the ideal console gaming experience, there are a lot of pieces beyond the games themselves. While it might be difficult to buy games for people on your list, it’s easy to find gifts that will enhance and improve their time spent doing what they love. Here are some gift ideas for console gamers to help them make the most of their time at home:

Controller Charging Dock

Wireless controllers make console gaming as comfortable as possible. However, their lack of cables means that eventually they run out of charge. While most wireless controllers you can simply plug in to the console to charge via USB, dealing with additional cords can add unnecessary clutter to your game space. There is also the chance that if you don’t have a second controller and want to keep playing, you’re tethered to the console at whatever length the cord is. Instead, consider a controller charging dock you can place close to your favorite chair or sofa. Most allow for two controllers at once, which means you can swap them out effortlessly when needed, all without the hassle of USB cords.

All that being said, an extra controller is never a bad gift idea, either. The downside to the charging docks is that you can’t continue playing while a controller is charging. Having a backup will allow you to switch on the fly and get back into the action.

Membership Time Cards

Every major console has its own online membership service. These accounts keep track of all of your game purchases as well as allow you to access online gameplay features and community. Conveniently, you can find gift cards for set amounts of membership time available at retailers online and in person. A time card to Xbox Live, Nintendo Online or Playstation Plus will pay for several months or an entire year of membership in advance. This gets rid of monthly subscription fees for that time while giving the gift of unlimited online access for current games and any new ones they purchase.

The one downside to the time cards is that each console has a separate subscription and there is no convenient way to gift time to all of them at once. This means you’ll have to decide which membership will give you the most enjoyment for the money.

External Storage

Digital games take up a lot of storage space. For console gamers, there are few things more frustrating than realizing you need to delete one of your favorites before you can download something new. Consoles typically come in multiple storage size options, but any game collection will outgrow the built-in hard drive space. Luckily, you can buy separate drives in order to back up your games and make room for new adventures.

Another great advantage of external storage for consoles is that you can save and transfer image and video files. If you or the console gamer on your gift list likes to take screenshots or record video footage, they could definitely use the extra space. It also makes it more convenient to transfer files over to a PC or elsewhere.



9 Livermore Road, Boxford, MA 01921

Single-Family

$829,900
Price

9
Rooms
4
Beds
3/1
Full/Half Baths
Welcome to this highly desirable cul-de-sac neighborhood in East Boxford. Set well back from the road this 4 bedroom, 3.5 bath Colonial has been meticulously maintained both inside and out. The beautifully designed custom cherry kitchen has stainless appliances, granite counters, breakfast bar and informal dining area and slider to deck to private backyard area. The expansive family room has a wood burning fireplace. Formal dining room with a cozy sitting area is complete with free standing gas stove. An office/den completes the first level .A large master suite with 3/4 bath and three more bedrooms and full bath on second level. Gleaming hardwood floors thru-out the main two levels of the home. Extended options in the finished lower level with 3/4 bath, wet bar, laundry, two car garage and slider to back yard. New heating system/hot water(2019) new 4 bedroom septic (2021) house generator(2019) new shed (2019).Excellent commuter location and Masco school district!
Open House
Thursday
July 15 at 4:00 PM to 5:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 9 Livermore Road, Boxford, MA 01921    Get Directions

Similar Properties




9 Livermore Road, Boxford, MA 01921

Single-Family

$829,900
Price

9
Rooms
4
Beds
3/1
Full/Half Baths
Welcome to this highly desirable cul-de-sac neighborhood in East Boxford. Set well back from the road this 4 bedroom, 3.5 bath Colonial has been meticulously maintained both inside and out. The beautifully designed custom cherry kitchen has stainless appliances, granite counters, breakfast bar and informal dining area and slider to deck to private backyard area. The expansive family room has a wood burning fireplace. Formal dining room with a cozy sitting area is complete with free standing gas stove. An office/den completes the first level .A large master suite with 3/4 bath and three more bedrooms and full bath on second level. Gleaming hardwood floors thru-out the main two levels of the home. Extended options in the finished lower level with 3/4 bath, wet bar, laundry, two car garage and slider to back yard. New heating system/hot water(2019) new 4 bedroom septic (2021) house generator(2019) new shed (2019).Excellent commuter location and Masco school district!
Open House
Thursday
July 15 at 4:00 PM to 5:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 9 Livermore Road, Boxford, MA 01921    Get Directions

Similar Properties




9 Livermore Road, Boxford, MA 01921

Single-Family

$829,900
Price

9
Rooms
4
Beds
3/1
Full/Half Baths
Welcome to this highly desirable cul-de-sac neighborhood in East Boxford. Set well back from the road this 4 bedroom, 3.5 bath Colonial has been meticulously maintained both inside and out. The beautifully designed custom cherry kitchen has stainless appliances, granite counters, breakfast bar and informal dining area and slider to deck to private backyard area. The expansive family room has a wood burning fireplace. Formal dining room with a cozy sitting area is complete with free standing gas stove. An office/den completes the first level .A large master suite with 3/4 bath and three more bedrooms and full bath on second level. Gleaming hardwood floors thru-out the main two levels of the home. Extended options in the finished lower level with 3/4 bath, wet bar, laundry, two car garage and slider to back yard. New heating system/hot water(2019) new 4 bedroom septic (2021) house generator(2019) new shed (2019).Excellent commuter location and Masco school district!
Open House
Thursday
July 15 at 4:00 PM to 5:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 9 Livermore Road, Boxford, MA 01921    Get Directions

Similar Properties



Going through the process of applying for a mortgage only for your application to get denied can be a frustrating and confusing time. If you’re hoping to buy your own home in the near future, it’s vital to secure financing or you risk missing out on a home that you may have been depending on getting.

In today’s post, we’re going to talk about what happens when your mortgage application is denied and what you can do to fix the problem as quickly as possible.

Determine the Cause of Denial

If your application is denied, priority number one needs to be to understand what happened. Since lenders are required to provide denied applicants with a letter explaining why they were denied, this just means reading the letter and making sure you understand all of the reasons listed.

There are a few common reasons that an application may be denied. Some of them are simple fixes, while others might require time and effort on your part that may delay your house hunt for a while.

One issue that many mortgage applicants have to handle is when their employer won’t provide proof of income to a mortgage lender. Since income verification is vital to the mortgage application process, it’s important to make sure you can provide all of your income details from the last 2 years to the lender.

Sometimes there are issues with contacting employers, such as when your former place of employment goes out of business. Or, you may be a freelance or contract worker with atypical forms of income verification. Regardless, make sure you are clear with your loan officer regarding your employment history.

Other common causes for denial of an application include problems with your down payment (such as not meeting the required down payment amount) and credit history issues, such as having a lower score than you thought.

Credit score lower than expected

It’s not uncommon for a lender to run a credit check and come up with a score that is lower than you anticipated. Since scores change on a monthly basis, and since there are differences between the scores provided by the three major credit bureaus, you might find that your lender found a score slightly lower than what thought.

If the score is drastically different, however, this could be a sign of two things. First, make sure that you haven’t recently made multiple credit inquiries (such as applying to several lenders who perform credit checks) or by opening new credit cards or loans. These inquiries temporarily lower your credit score.

If you haven’t recently made any inquiries (other than applying for a mortgage with your lender of choice), then it’s a good idea to get a detailed credit report and scrutinize it for errors. Inaccuracies on your credit report can be disputed and resolved and can give your score the boost you need to be competitive on your mortgage application.  

Choosing a different lender

While most lenders use similar criteria in determining your borrowing eligibility, there are some differences between lenders.

For example, some lenders might take on more risk by lending to someone with a lower credit score. However, they will also likely require a higher interest rate in exchange for the added risk they’ve acquired.


Now that you know your options for what to do when an application is denied, you’re well-equipped to start tackling the issue and getting back on track to becoming a homeowner.




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